# Integrations Two kinds of thing live here. Some services Mercemur talks to natively, where you paste a credential and it works. Everything else connects through webhooks or the API, which is how anything with an HTTP endpoint gets in. ## Payments You connect your own account, and the money settles there. Mercemur adds no per-transaction fee. A restricted key on your own account. No `Stripe-Account` header, no application fee. Your key id and secret. UPI, cards and netbanking. No Route transfer attached. Merchant of record. Dodo handles tax and chargebacks and charges you for that directly. Cannot serve a cart that needs shipping. An API key on your own account. Card acquiring, 3D Secure, and risk scoring. No split attached. ## Shipping Indian courier aggregation. Credentials are sealed under their own encryption key, separate from every other secret in the system. No carrier account needed. Mark shipped yourself and the customer is notified the same way. ## Marketing Connected by OAuth rather than a pasted key. Syncs profiles and events, and can import an existing list. Campaigns, flows, forms and preferences without a third party. See the **Marketing** tab in the reference. SMS, WhatsApp and push are deliberately not native. They ride your own provider through the integration surface below, so the sending relationship, and the deliverability reputation, stays yours. ## Migrating in Products, variants, collections, customers and orders. Translated into a Mercemur storefront rather than rebuilt. Built from Dawn and Horizon. ## Connect anything else These two are the general case, and most integrations are one of them. Mercemur calls you when something happens. Signed, retried, and replayable from the CLI while you are building the receiver. You call Mercemur. 567 operations, one key, scoped per grant. The third door, and the one worth knowing about if the other side is an AI client. An agent connects once and can read and write the store directly, without anyone writing an integration at all.